By registering a payment card in connection with transaction monitoring, you authorize Paperclips Plus  to share your payment information with Paperclips Plus ’s Third Party Service Providers and payment card network (e.g., Visa, MasterCard, American Express) (“Payment Card Network”) so it knows you enrolled. You authorize Payment Card Network to monitor transactions on your registered card(s) to identify Qualifying Purchases in order to determine whether you have qualified for or earned an offer linked to your payment card, and for Payment Card Network to share such transaction details with Paperclips Plus  to enable targeted offers that may be of interest to you. You may opt-out of transaction monitoring on the payment card(s) you have registered by:

Go into your settings by clicking the settings icon on the navigation bar

Press on the Accounts & Cards section

Select the card you wish to remove

Confirm that you want to remove the linked card

You agree that Paperclips Plus  and it’s Third Party Service Providers may view your transactions made by you with participating merchants.

“Third Party Service Providers” means third parties that enable us to provide Paperclips Plus  Rewards Program.Special Notes for Visa, MasterCard and American Express Cardholders

Not all Visa, MasterCard and American Express cards are eligible for registration and not all transactions with your registered Visa, MasterCard and American Express card are tracked by Visa, MasterCard and American Express. Without limitation, Visa, MasterCard and American Express Corporate cards, Visa, MasterCard and American Express Purchasing cards, non-reloadable prepaid cards, government-administered prepaid cards (including EBT cards), thcare (including th Savings Account (HSA) or Flexible Spending Account (FSA) or insurance prepaid cards, Visa Buxx, and Visa-branded cards whose transactions are not processed through the Visa U.S.A payment system, MasterCard payment system and/or American Express payment system are not eligible to participate.

Use of Mobile Devices
Through use of any mobile web app, or by other means available through the services, you may be able to: (a) upload content to the site via your mobile device, (b) receive and reply to messages, or to access or make posts using text messaging, (c) browse the site from your mobile device and/or (d) access certain features you have downloaded and installed on your mobile device (collectively the “Mobile Services”). In order to do so, you must have a mobile communications subscription with a participating carrier (or have the consent of the applicable subscriber) or have access to a mobile communications network. You are solely responsible for paying any service fees associated with any such access (including text messaging and data charges for each text message and any data you send and receive on your mobile device, as applicable). You must provide all equipment and software necessary to connect to the Mobile Services, including, but not limited to, a mobile device that is in working order and suitable for use in connection with the Mobile Services. You must ensure that your device and/or software does not disturb or interfere with the services, including any mobile App or the site’s operations. Any equipment or software causing interference will be immediately disconnected from the Mobile Services, and Paperclips Plus  may immediately suspend or terminate your further use of the Mobile Services. If any upgrade to the Mobile Services requires changes in your equipment or software, you must make these changes at your own expense. Unless explicitly stated otherwise, any additional features that augment or enhance the current Services will be subject to the terms and conditions of these Terms. You agree to comply with any applicable laws in your use of the Mobile Services.

Accounts, Cancellation
If you register for an account to use the Services, you must complete the registration process specified on the site or through any mobile app by providing us with complete and accurate information as requested by such process. You must keep your registration data complete, accurate and up-to-date, and any loss caused by your failure to do so is your responsibility. After completing the registration process, you may be asked to choose a user name and password. It is your responsibility to maintain the confidentiality of your password and account. You are also responsible for all activities that occur under your account. You agree to notify Paperclips Plus  immediately of any unauthorized use of your account. Paperclips Plus  is not liable for any loss that you may incur as a result of someone else using your password or account. We may limit your ability to participate in a Paperclips Plus  Reward Program, suspend or terminate your account and may invalidate any rewards you may have earned or accumulated in any Paperclips Plus  Reward Program if we have a reasonable belief that it is being used in connection with fraudulent activity, or you breach the Terms or for any other reason we determine in our sole discretion, and also suspend or terminate your access to the Services, in whole or in part. Company decisions are binding and final. You may cancel your account at any time by notifying Customer Service at humans@Paperclips Plus .app
Paperclips Plus  reserves the right to limit your access to certain or all of the Paperclips Plus  services based on completing identity verification.
Please refer to the Paperclips Plus  app to see the details required for identity verification.

Authorized Users
You designates the individuals identified in in your Paperclips Plus  portal to be users of the Paperclips Plus  services in connection with the Service (the “Users”). You may replace any of the Users by removing their accounts within your Paperclips Plus  application. You will be liable for any action or omission by any User, and any act or omission of a User that breaches this Agreement if taken or omitted by you shall be deemed to be a breach by you of this Agreement.

Push Notifications
By agreeing to this Agreement, you agree to receive push notifications from us. You can opt out of receiving push notifications through your device settings. Please note that opting out of receiving push notifications may impact your use of the Services.

Third-Party Websites
The Services, including our websites, may contain links to third-party websites. The linked sites are not under our control, and we are not responsible for the contents of any linked site. We provide these links as a convenience only, and a link does not imply our endorsement of, sponsorship of, or affiliation with the linked site. You should make whatever investigation you feel necessary or appropriate before proceeding with any transaction with any of these third parties’ services or websites.

Text Messages
By providing us with a telephone number for a cellular phone or other wireless device and opting into transactional messages, you agree to receive autodialed and pre-recorded, non-marketing, service-related text messages from or on behalf of Paperclips Plus  at the phone number provided. Paperclips Plus  will send you news and updates, including recommendations to help make the most of your Paperclips Plus  account(s) and access select Paperclips Plus  features. Message frequency varies.
By providing us with a telephone number for a cellular phone or other wireless device and opting into promotional messages, you consent to receive autodialed and pre-recorded text messages from or on behalf of Paperclips Plus  at the number provided for marketing or promotional purposes. Message frequency varies. You understand that consent to marketing-related messages is not a condition of using the Services. To stop receiving marketing-related messages, you may reply STOP to any marketing-related text message you receive from Paperclips Plus . After you text “STOP” to us, we will send you a text to confirm that you have been unsubscribed. After this, you will no longer receive text messages from us. If you are experiencing issues with the messaging program you can reply with the keyword “HELP” for more assistance, or you can get help directly at humans@Paperclips Plus .app Standard message and data rates may apply to both non-marketing and marketing-related messages. Carriers are not liable for delayed or undelivered messages.

Disclaimer of Warranties
YOUR USE OF, AND RELIANCE ON, ANY ADVICE OR INFORMATION OBTAINED FROM OR THROUGH THE SERVICES IS AT YOUR OWN RISK. ALL CONTENT, INCLUDING SOFTWARE, PRODUCTS AND SERVICES, CONTAINED WITHIN OR AVAILABLE THROUGH THE SERVICES ARE PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” BASIS. Paperclips Plus  AFFILIATES, DISTRIBUTORS, SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS OR PAYMENT PROCESSORS), LICENSORS, AGENTS OR OTHERS INVOLVED IN CREATING, SPONSORING, PROMOTING, OR OTHERWISE MAKING AVAILABLE THE SERVICES, INCLUDING THE SITE, ANY MOBILE APP AND THEIR CONTENTS (THE “Paperclips Plus  PARTIES”) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SERVICES OR THE INFORMATION, CONTENT OR MATERIALS PROVIDED IN CONNECTION WITH THE SERVICES. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE Paperclips Plus  PARTIES DISCLAIM ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, INFORMATIONAL CONTENT, TITLE, OR NON-INFRINGEMENT OF THE RIGHTS OF THIRD PARTIES. Paperclips Plus  DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS THAT THE SERVICES WILL OPERATE ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICES AND/OR ITS SERVER WILL BE FREE OF VIRUSES AND/OR OTHER HARMFUL COMPONENTS. THE Paperclips Plus  PARTIES DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING SUITABILITY, AVAILABILITY, ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY CONTENT OR MATERIAL OF ANY KIND CONTAINED WITHIN THE SERVICES FOR ANY PURPOSE.
Paperclips Plus  IS NOT RESPONSIBLE FOR ANY FAILURE TO ACCESS OR USE THE SERVICES OR FOR FAILURES CAUSED BY SERVER ERRORS, MISDIRECTED OR REDIRECTED TRANSMISSIONS, FAILED INTERNET CONNECTIONS, LOST, INTERRUPTED, OR UNAVAILABLE CONNECTIONS OF ANY KIND, MISCOMMUNICATIONS OR FAILED TRANSMISSIONS OF DATA, LOSS OF UNCLAIMED REWARDS BALANCE, OR ANY COMPUTER VIRUS OR OTHER TECHNICAL DEFECT OR ERROR RELATING TO THE SERVICES.

Exceptions
SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER, EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES, LIABILITIES AND DAMAGES, SO SOME OF THE ABOVE DISCLAIMERS, EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, Paperclips Plus ’S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Limitations on Liability
In no event shall the Paperclips Plus  or its affiliates, contractors, employees, agents, payment card networks, or third party service providers or suppliers (including Payment Card Networks or payment processors) be liable to any person or entity whatsoever for any direct, indirect, incidental, special, compensatory, consequential, or punitive damages or any damages whatsoever, including but not limited to: (i) loss of goodwill, profits, business interruption, data or other intangible losses; (ii) your inability to use, unauthorized use of, performance or non-performance of the Services; (iii) unauthorized access to or tampering with your personal information or transmissions; (iv) the provision or failure to provide any service; (v) errors or inaccuracies contained in the Services or any materials or content obtained through the Services; (vi) any transactions entered into through the Services, (vii) any property damage including damage to your device or computer system caused by viruses or other harmful components during or on account of access to or use of the Services, including any site to which the Services provide hyperlinks; or (viii) damages otherwise arising out of your use of the Services. These limitations of liability shall apply regardless of the form of action, whether based on contract, tort, negligence, strict liability or otherwise, even if Paperclips Plus  has been advised of the possibility of damages.
Some jurisdictions do not allow the exclusion or limitation of liability for incidental or consequential damages, so the above limitations and exclusions may not apply to you.

Indemnification
You agree to indemnify and hold harmless the Paperclips Plus  Parties from and against all claims, actions, demands, liabilities, costs and expenses, including, without limitation, reasonable attorneys’ fees, resulting from your breach of any provision of the Terms and any Additional Terms, or any warranty you provide herein, or otherwise arising in any way out of your use of the Services and/or any software. You agree to cooperate fully with Paperclips Plus  in asserting any available defenses in connection with a claim subject to indemnification by you under these Terms.

Account Monitoring
You acknowledge that Paperclips Plus  will monitor your transaction activity in connection with your use of the Paperclips Plus  services. You further agree and acknowledge that Paperclips Plus  may suspend, in its sole discretion, the access to the Paperclips Plus  services and funds in your accounts for any reasonable period of time required to investigate suspicious or unusual activity. Paperclips Plus  will make good faith efforts to notify you promptly following suspension. Paperclips Plus  shall have no liability for any losses or claims, either direct or indirect, which you may attribute to any suspension of funds.

AML Monitoring
Use of the Paperclips Plus  services is limited to the support of transactions for certain of your customers with eligibility to be determined based on certain criteria and related conditions imposed by Paperclips Plus . Paperclips Plus  reserves the right to review any or all of your related transaction information to ensure that they conform with the standards imposed related to use of the services.

Modification/Termination of the Services
Paperclips Plus  may, in its sole discretion, modify, suspend, or terminate the Services and/or any portion thereof, including the Paperclips Plus  Rewards Program, (which change, suspension or cancellation may impact and/or invalidate any reward you may have earned or accumulated in any Paperclips Plus  Reward Program), at any time for any reason with or without notice to you. Company decisions are binding and final.
If your account is canceled or terminated, you will no longer be authorized to use the Services, but you will still be bound by your obligations under these Terms and any Additional Terms, including the warranties made by you, and by the disclaimers and limitations of liability. Paperclips Plus  shall not be liable to you or any third party for any modification, suspension or termination of the Services or your access to the Services. Paperclips Plus  shall not be liable for any unclaimed rewards balance lost when an account is suspended or terminated. Your Independent contractor agreement will terminate automatically upon termination of this agreement.
Except where otherwise provided, the Services are currently available without charge. Paperclips Plus  reserves the right to charge a fee for access to or use of the Services, including the site, any mobile app and any other services available through the Services, at any time in the future, and Paperclips Plus  will notify you before it does so. Your access to or use of the Services before such time does not entitle you to access or use without charge in the future.

External Sites
The Services may contain links to external third-party sites that we do not own or operate. This may include links from advertisers, sponsors and/or partners that may use our logo(s) as part of a co-branding or co-marketing agreement. Paperclips Plus  does not control or monitor, and is not responsible for, these third-party sites, including any privacy policies or practices governing such sites. Paperclips Plus  makes no representations regarding, and is not liable for, the accuracy, completeness, timeliness or availability of any of the content, products or services displayed, distributed, or otherwise made available at these sites. If you access any third-party site, you do so at your own risk, and your use of that site is subject to its own terms of use and privacy policy, which you should review. The presence of a link to a third-party site does not mean that Paperclips Plus  endorses, sponsors, or recommends the third party or the content, products, or services contained on, or available through, such third-party site.

Software And Downloads Available Through The Services
Any software that is made available in connection with the Services, including applications (such as any Mobile App), podcasts, audio or video streaming (“Software”) is owned or controlled by, or licensed to, Paperclips Plus  and is protected by copyright laws and international treaty provisions. Your use of the Software is limited to private, non-commercial use and is governed by the terms of the end user license agreement, if any, which accompanies the Software. Paperclips Plus  has no liability with respect to any Software owned or controlled by third parties.

User Code of Conduct
The Services are for your personal and commercial use only. In accessing and using the Services, you agree that you will not:
Breach this Agreement or any other agreement between you and Paperclips Plus  or violate any Paperclips Plus  policy
Access or use any part of the Services for any non-personal, commercial purpose
Access or use the Services for any illegal purpose or violate any law, statute, ordinance, or regulation
Deliver any unsolicited advertisement, promotional materials, junk email, bulk email (also known as “spam”), chain letters, surveys or contests, or solicit participation in any pyramid schemes (unless it is on a page that explicitly states that such postings are allowed on that page)
Deliver any unlawful postings to or through the Services, or any postings which advocate unlawful activity
Deliver, or provide links to, any postings containing material that:
Could be considered harmful, obscene, pornographic, indecent, lewd, violent, abusive, profane, insulting, threatening, harassing, hateful or objectionable
Harasses, victimizes, degrades, or intimidates an individual or group of individuals on the basis of religion, race, ethnicity, sexual orientation, gender, age, or disability
Is defamatory, false or libelous
Infringes or violates any intellectual property or other right of any entity or person
Deliver any posting that you do not have a right to make available under law or contractual or fiduciary relationships.
Impersonate another person or entity or misrepresent your affiliation with a person or entity, or adopt a false identity if the purpose of doing so is to deceive or defraud another.
Manipulate identifiers, including by forging headers, in order to disguise the origin of any posting that you deliver.
Deliver any posting containing personal information, such as phone numbers, social security numbers, account numbers, addresses or employer references.
Use this service in any manner which could damage, overburden or interfere with the use of the Services or other users’ Devices, or damage, disrupt or limit the functioning of any software, hardware, or telecommunications equipment.
Attempt to gain unauthorized access to the Services, any related website, or other accounts, computer systems, or networks connected to the Services, through hacking, password mining, or any other means.
Obtain or attempt to obtain any materials or information through any means not intentionally made available through this the Services, including by collecting information about others such as email addresses.
Make false or misleading claims or promises about the Paperclips Plus  Services.

Interactive Services and User Materials
Interactive Services
The Services may offer certain services having interactive components such as bulletin boards, chat rooms, blogs, chats, group chats, and forums (collectively, “Interactive Services”). The Interactive Services may be covered by additional terms (“Additional Terms”), which appear on the pages where these services are available, in addition to the general terms provided below. The selection of available Interactive Services may change from time to time in Paperclips Plus ’s sole discretion.  These terms can be located on the Paperclips Plus  community guidelines.

User Materials
Paperclips Plus  does not control and is not responsible for any information or other materials delivered through the Services by you or other users (collectively, “User Materials”). Paperclips Plus  is not obligated to and does not regularly review, prescreen, monitor, delete, or edit User Materials. However, Paperclips Plus  reserves the right to do so at any time in its sole discretion, and to refuse, delete, move or edit any User Materials, in whole or in part, with or without notice. Paperclips Plus  is not liable for damages of any kind arising from or related to any User Materials, including its refusal, alteration or deletion of any User Materials, even when it is advised of the possibility of such damages.
You are solely liable for all User Materials delivered to the Services using your account. Any violation of these provisions may subject your account to immediate termination and further legal action. You represent and warrant that you own or control all rights to the User Materials and that public posting and use of the User Materials by Paperclips Plus  will not violate the rights of any third party.
By providing or modifying any User Material, you are granting Paperclips Plus  and its designees a royalty-free, fully paid, non-exclusive, irrevocable, perpetual, unrestricted, worldwide license to reproduce, publish, transmit, perform, display, sublicense, create derivative works from and use such User Material for any purpose, including, without limitation, advertising and promotional purposes, alone or as a part of other works in any form, media or technology now or hereafter known. No credit, approval or compensation is due to you for any such use of User Materials you may provide. Paperclips Plus  also has the right, but not the obligation, to use your username (and real name, image, likeness or other identifying information, if provided in connection with User Materials), city and state in connection with broadcast, print, online or other use or publication of your User Materials. Please note that any User Material you submit is and will be treated as non-confidential and non-proprietary as to you, unless specifically stated otherwise in our Privacy Policy.
The information and opinions expressed in User Materials are not necessarily those of Paperclips Plus  or its content providers, advertisers, sponsors, affiliated or related entities, and Paperclips Plus  makes no representations or warranties regarding that information or those opinions, and expressly disclaims any liability for User Materials. Paperclips Plus  does not represent or guarantee the accuracy, completeness or reliability of any User Materials and has no obligation to determine whether the User Materials violate the rights of others. Paperclips Plus  has no control over whether the User Materials are of a nature that you or other users might find offensive, distasteful or unacceptable. You acknowledge that any reliance on any User Materials submitted by other users will be at your own risk. You acknowledge that the site is “public,” and in addition to the license granted to Paperclips Plus , other users will have access to your User Materials and might copy, modify or distribute them.
If you are aware of any User Materials which violate these Terms, please contact us at humans@Paperclips Plus .app. Please provide as much detail as possible, including a copy of the underlying material, the location where Paperclips Plus  may find it, and the reason such User Materials should be removed. Please note that filing a complaint will not guarantee its removal, and Paperclips Plus  will only remove User Materials if it believes that removal is necessary. If any notice is based on an alleged copyright violation, please follow in the instructions set forth in the section entitled “Copyright Infringement.”
Other than those we specifically request, we do not accept unsolicited content or suggestions. This is to avoid any misunderstandings if your ideas are similar to those we have developed or obtained independently. However, if you submit any unsolicited content or suggestions to us, you will be deemed to have granted to us the same rights as are set out in this section with respect to User Materials. Without limiting those rights, you agree that Paperclips Plus , our affiliates and our licensees are free to use any information contained in any communication you send to us for any purpose whatsoever without your approval and without any credit, notice or compensation to you.

Referral Programs
The Services may allow you to spread the message about the Services, including referral programs that permit you to submit information from the Services about other persons (each, a “Referred Person”), including, without limitation, email addresses, social media networks, wireless telephone numbers, names, street addresses and other contact information, so they may receive information and/or promotional offers concerning the Services. You must have obtained the consent of the Referred Person prior to providing us with his or her contact information.
We reserve the right to limit the number of Referred Persons you can submit.  We reserve the right to specify the actions required by a Referred Persons in order for you to qualify for a reward. We reserve the right to limit the number of communications with any particular Referred Person from time to time. You may not withdraw the contact information you provide for a Referred Person once it has been submitted. A Referred Person must be of legal age of majority in his/her jurisdiction of residence, and be able to register for, or use, the Services. The contact information for a Referred Person must be valid and functioning in order for us to contact him or her about the Services. We will not be responsible for validating the contact information you provide. We may elect NOT to communicate with any Referred Person and/or e-mail address if he/she/it appears to be on any of our “do not contact” or “do not e-mail” lists. We may also reject the participation of any Referred Person if (a) the contact information provided by you is incorrect or not valid, (b) such individual has violated any provision of these Terms, or (c) we determine in our sole discretion that the participation of such individual may be harmful to us, the Services, or any third party. We specifically disclaim any liability for such rejection.
We may send you a confirmation to inform you that the Referred Person has registered for an account. If you engage in improper behavior with respect to a referral program, as we determine in our sole discretion, we may discontinue providing the Services to you. We may also offer incentives or rewards in connection with a referral program, and any such incentives or rewards shall be subject to any Additional Terms (including the Paperclips Plus  Rewards Program) which are deemed incorporated into, and subject to, these Terms. We may suspend or terminate any and all referral programs without notice, reason or liability.

Third-Party Merchants
The Services may enable you to order and receive products, information and services from third-party merchants that are not affiliated with or controlled by Paperclips Plus . All matters concerning such products, information and services are solely between you and such merchants. Paperclips Plus  does not endorse, warrant, or guarantee such products, information, or services, and is not liable for the accuracy, completeness, or usefulness of such information or the quality or availability of such products or services. Paperclips Plus  will not be a party to and is not responsible for monitoring any transaction between you and such third-party merchants, or for ensuring the confidentiality of your credit card information. Any charges or obligations you incur in your dealings with these third-party merchants are your sole responsibility.

Contests/Sweepstakes
Any sweepstakes, contests, challenges, leaderboards, games and/or promotional offers accessible through the Services are governed by specific Rules and/or terms and conditions and may be restricted to users with accounts. If you are eligible, by entering any sweepstakes or contests or participating in such games or promotional offers accessible through the Services, you will be subject to those rules and/or terms and conditions. It is critical that you read the applicable rules and/or terms and conditions, which are linked from the particular page or activity. To the extent of any conflict between those rules and/or terms and conditions and these Terms, the rules and/or terms and conditions will govern, but only to the extent of the conflict. Any sweepstakes, contests, games and/or promotional offers made available or advertised on third party sites accessible from the Services (such as those of social media websites), in addition to being subject to the specific rules and/or terms and conditions applicable to your participation in such features through the Services, will also be subject to the rules and/or terms and conditions applicable to your participation in such feature(s) on those third party sites.

Advertisements, Sponsorships, Co-Promotions and Other Partnerships
Paperclips Plus  may display or link to advertisements for the goods and services of a third party on or through the Services, including in connection with co-promotions, sponsorships and other similar partnership arrangements. Paperclips Plus  does not endorse or warrant, and is not responsible for the safety, quality, accuracy, reliability, integrity or legality of, any such goods or services advertised, promoted or displayed through the Services.

International Use/U.S. Export Controls
Accessing materials through the Services by certain persons in certain countries may not be lawful, and access outside of the U.S. may be further restricted or prohibited by the third party seller of goods and services, and Paperclips Plus  makes no representation that materials provided through the Services are appropriate or available for use in locations outside the United States. If you choose to access the Services from outside the United States, you do so at your own risk.
The United States controls the export of any software downloadable from the Services. No software or any other materials associated with the Services may be downloaded, exported or re-exported to countries or persons prohibited under export control laws, or to anyone on the U.S. Treasury Department list of Specially Designated Nationals and Blocked Persons or the U.S. Commerce Department’s Table of Deny Orders. You are responsible for compliance with the laws of your local jurisdiction regarding the import, export, or re-export of any such materials. By using and/or downloading any such materials from the Services, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country to which such import, export, or re-export is prohibited or are not a person or entity to which such export is prohibited.

Paperclips Plus  Gift Cards Terms Of Use
By accessing the Paperclips Plus  application (“Paperclips Plus  Rewards”), by making transactions through Paperclips Plus , by accepting or using any Gift Card (as defined below) purchased through Paperclips Plus  or specifically by clicking a checkbox for “I agree” or similar statements, in each case, you expressly indicate to Paperclips Plus  App Inc. and their respective subsidiaries, affiliates and agents (together, “Paperclips Plus ”, “we”, “us” or “our”) your acknowledgment and acceptance of these Paperclips Plus  Terms and Conditions, which are expressly incorporated herein. Paperclips Plus , in its sole discretion, may revise these Paperclips Plus  Terms and Conditions at any time or make changes to Paperclips Plus  at any time, with or without notice, and your subsequent accessing of Paperclips Plus , making transactions through Paperclips Plus , accepting or using any Gift Card (as defined below) purchased through Paperclips Plus  or clicking a checkbox for “I agree” or similar statements, in each case, will serve as your acknowledgment and acceptance of such changes. These Paperclips Plus  Terms and Conditions control your use of and participation with Paperclips Plus  and no covenants at law or in equity shall be implied or incorporated. Paperclips Plus  has the sole right to interpret and apply all terms and conditions as it sees fit.
Most of the gift cards sold through the Paperclips Plus  app only work within the US. Some gift cards may work internationally. It would be best to visit the FAQ/ gift card section of the merchant you would like to buy from before making a purchase from Paperclips Plus .
You may have only one Paperclips Plus  account at a time. Any offer for any products or services made in or through Paperclips Plus  is void where prohibited.

Registered Cards
To use Paperclips Plus , you must have a valid Visa®, MasterCard®, American Express® or Discover® payment card that is registered in connection with Paperclips Plus  (a “Registered Card”). You are responsible for registering a new payment card with us if any Registered Card is no longer valid. Use of any payment card is subject to all applicable rules and customs of any clearinghouse or other association involved in your transactions. A payment card may only be registered to one Paperclips Plus  account at a time. Paperclips Plus  reserves the right to delete payment cards registered to more than one account.

Gift Cards
In each Paperclips Plus  purchase transaction, you are purchasing a merchant-specific electronic stored value card, certificate, voucher or similar product that will be displayed on your smartphone or other Paperclips Plus -compatible device as an electronic code, symbol, set of letters, set of numbers or any combination thereof (“Gift Card”), and the Gift Card is intended to be redeemed for the full amount of the Gift Card immediately with such merchant (the “Merchant”) for your desired products or services.

Based on the gift card you purchase on the site, the charge on your credit card will vary.  The charge on your statement will contain the merchant name so that you know the merchant gift card that was purchased.  This will be displayed on the checkout page during the transaction process.

Any returns, credits or exchanges of the products or services that are purchased using such a Gift Card via Paperclips Plus  will be governed by the applicable Merchant’s policies, terms and conditions for purchases made with Gift Cards. Such Merchant’s policies, terms and conditions may be subject to change in the Merchant’s sole discretion, if permitted by law. You may be entitled only to store credit with any return or exchange. For details, review the applicable gift card terms available in the Paperclips Plus  purchase path, and contact the applicable Merchant for additional information.
Except as specifically permitted by the Merchant’s policies, terms and conditions, Gift Cards are not redeemable for cash or for other Merchants’ Gift Cards, are not valid for prior purchases and may not be returned, credited or exchanged.
Value may not be combined among or transferred between separate Gift Cards.
We are not responsible for keeping track of your available Gift Card balance, if any.  We are not responsible for keeping track of the expiration date of Gift Cards, if any.  If Gift Cards purchased from Paperclips Plus  expire, you are not eligible for a refund or exchange from Paperclips Plus .  We are not responsible if you are unable to use a Gift Card due to a Merchant’s bankruptcy or insolvency.
If we fail to deliver a Gift Card you have purchased, we deliver a Gift Card with an electronic code that does not function properly, or you have a question about rewards awarded in connection with any Paperclips Plus  transaction, please contact us using the contact method listed within the Paperclips Plus  application.
Disputes or claims regarding any failure of any Gift Card to be purchased or delivered, or any other failure related to using Paperclips Plus  to complete your transaction, will be subject to these Paperclips Plus  Terms and Conditions, and neither the Merchant, nor the issuer of the payment card (or other payment product) used to purchase the Gift Card (the “Issuer”), nor any non-merchant distributor of the Gift Card (“Distributor”), shall have any responsibility with respect to such disputes or claims.
If you are entitled to a refund for any reason for products or services obtained with a Gift Card, you agree to accept credits to a Gift Card or a replacement Gift Card for such refunds or such other handling as provided in the applicable Merchant’s policies, terms and conditions. If you have a problem with a purchase that you made with your Gift Card, or if you have a dispute with the Merchant, you must handle it directly with the Merchant. Any disputes or claims relating to Gift Cards that are purchased or delivered using Paperclips Plus , including without limitation any disputes or claims relating to products or services purchased with any Gift Card, must be handled in accordance with the applicable Merchant’s policies, terms and conditions, and none of Paperclips Plus , the Issuer and any Distributor shall have any responsibility with respect to such disputes or claims.
Gift Cards may not be re-sold. Gift cards may not be otherwise transferred to third parties, except via the sharing function available in Paperclips Plus .
By sharing a Gift Card, the sender allows the recipient to use any available Gift Card balance. The sender of a shared Gift Card retains access to the Gift Card and the ability to use any available Gift Card balance. No Paperclips Plus  awards will be awarded to the recipient of any shared Gift Card in connection with the receipt or use of such Gift Card.
Gift cards are subject to merchant’s terms & conditions. Check merchant’s website for redemption terms prior to purchase of gift card from Paperclips Plus . Any redemption issues due to merchant’s restrictions does not make you eligible for a refund from Paperclips Plus . If a merchant cancels a Gift Card you will not be eligible for a refund from Paperclips Plus .
As stated in the app, gift cards are non-refundable, except where required by law.

Gift Card Merchants
Most of the gift cards sold through the Paperclips Plus  app only work within the US. Some gift cards may work internationally. It would be best to visit the FAQ/ gift card section of the merchant you would like to buy from before making a purchase from Paperclips Plus .
Merchants and locations of Merchants are subject to change. If the purchase price of any products or services purchased from a Merchant exceeds the dollar amount of a Gift Card being used for such purchase, you will be asked to pay for additional charges associated with the purchase.
In its sole discretion, at any time, and for any or no reason, Paperclips Plus  may prevent or restrict access to Paperclips Plus  or any part thereof for all or certain Paperclips Plus  members, with or without notice. Access may vary by member. Any actual or suspected fraudulent, abusive, or illegal activity is grounds for termination of your use of Paperclips Plus  or any Gift Card in Paperclips Plus ’s sole discretion and may be referred to appropriate law enforcement authorities. These remedies are in addition to any other remedies Paperclips Plus  may have pursuant to the Paperclips Plus  Program Rules or at law or in equity.

Transaction Limits
The minimum and maximum amounts that may be spent by a member via Paperclips Plus  during a certain time period (e.g., per day, per week, per month), per Merchant, per transaction and other limits and restrictions will be set by Paperclips Plus  in its sole discretion and are subject to change. Limits or other restrictions may vary by member.

Unauthorized or Fraudulent Transactions
If you notice unauthorized or fraudulent Paperclips Plus  transactions on the account of any Registered Card, promptly contact your credit card issuer to report it. It is important to continually monitor your credit card accounts to identify any unauthorized or fraudulent transactions. You may have a limited time to notify your credit card issuer. Refer to the terms available from your credit card issuer regarding unauthorized or fraudulent transactions for additional information.
Because any stored Gift Card numbers or Gift Card barcodes, including any unused credits stored in your Paperclips Plus  account, are Gift Cards that can be used like cash for purchases from the applicable Merchant and because Paperclips Plus  rewards can be used to purchase Gift Cards (where available), you are responsible for all transactions made with your unused credits and your Paperclips Plus  rewards, including unauthorized or fraudulent transactions. If you notice unauthorized or fraudulent use of any unused credits or rewards in your Paperclips Plus  account or otherwise, contact Paperclips Plus  as soon as possible using the contact method listed within the Paperclips Plus  application or found on Paperclips Plus .app
By utilizing Paperclips Plus ’s Services, you agree to not dispute any transaction initiated by you via the Paperclips Plus  app. You also understand that Paperclips Plus  will not provide refunds for goods or services it has provided. All claims of potential or actual fraud must be initiated and settled by the Paperclips Plus  Account holder’s financial institution.
Please allow 1-4 business days (excluding bank holidays) for settlement of all transactions initiated on the Paperclips Plus  app. Paperclips Plus ’s goods and Services will not be provided until the applicable transaction has settled. Cancellation requests made by the Paperclips Plus  Account holder may not be fulfilled based on the transaction status as of the day and time of the request.
Paperclips Plus  reserves the right to initiate, pend, cancel, and refund transactions at its sole discretion in instances of potential or actual fraud or promotion abuse based on, but not limited to, the following factors: PII; Payment Method, device identifiers; or suspicious activity within the Paperclips Plus  app. Paperclips Plus  reserves the right to withhold delivery of goods and Services until potential or actual fraud or promotion abuse is investigated or for up to 14 business days past the settlement date of the applicable transaction(s). In the instance of returned transaction, Paperclips Plus  reserves the right to payment recovery by initiating a transaction of the same amount from the Account holder’s Payment Method. Paperclips Plus  reserves the right to restrict access to Gift Card numbers or Gift Card barcodes purchased from Paperclips Plus  for any reason in its sole discretion, including, without limitation, based on any fraudulent or suspected activity associated with your account or linked funding sources.

Mobile Device Charges
In return for Paperclips Plus  allowing you to access Paperclips Plus  through your mobile device, by your use of Paperclips Plus , you agree to be responsible for any fees that your device service provider may charge, such as fees for SMS, data services and any other fees that your device service provider may charge.

Privacy Policy
By accessing Paperclips Plus  and making transactions through Paperclips Plus , you acknowledge that you understand and authorize Paperclips Plus  to use and share your information in accordance with the Paperclips Plus  Privacy Policy (the “Privacy Policy”). The Privacy Policy is merely a statement of administrative protocol; it is not a contract nor does it create any contractual or legal rights. The Privacy Policy is not made, or intended to be made, a part of these Paperclips Plus  Terms and Conditions.
All comments, reviews, messages, ideas, suggestions or any and all other communications and materials (collectively “Comments”) sent to us shall be and remain the exclusive property of Paperclips Plus . Your submission of any such Comments shall constitute an assignment to us of all worldwide rights, titles and interests in all copyrights and other intellectual property rights in the Comments. We may use, reproduce, disclose, publish and distribute any Comments you submit for any purpose, without restriction and without compensating you in any way. We may, but are not obligated to, restrict or remove any and all content from any Comment. You have no expectation of privacy with regard to any Comment you submit.

Intellectual Property
You may not use any Paperclips Plus  name or trademark, or the names or trademarks of any Merchant, Issuer or Distributor. You will defend, indemnify and hold harmless any such parties from any and all claims, damages, judgments, and expenses resulting from such unauthorized use.
Paperclips Plus  IS PROVIDED BY US ON AN “AS IS,” “AS AVAILABLE” BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, Paperclips Plus  DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES WITH RESPECT TO Paperclips Plus  AND ITS CONTENT (INCLUDING SOFTWARE), WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR USE. Paperclips Plus  DOES NOT WARRANT THAT Paperclips Plus , INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH OR VIA Paperclips Plus  ARE ERROR FREE OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Paperclips Plus  DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF Paperclips Plus  IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY, OR OTHERWISE. WITHOUT LIMITING THE FOREGOING, Paperclips Plus , THE ISSUER AND DISTRIBUTOR EACH DISCLAIM ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, FOR ANY GIFT CARDS, AND FOR PRODUCTS OR SERVICES PURCHASED WITH GIFT CARDS OR OFFERED THROUGH OR VIA Paperclips Plus , INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR USE. THIS DISCLAIMER DOES NOT APPLY TO ANY WARRANTY OFFERED BY ANY MERCHANT.

LIMITATIONS ON LIABILITY
NONE OF Paperclips Plus , THE ISSUER AND THE DISTRIBUTOR IS RESPONSIBLE FOR ANY PRODUCTS OR SERVICES OF ANY OTHER Paperclips Plus  PARTICIPATING COMPANIES OR PARTNERS.  IN MOST CASES, A MERCHANT WHOSE GIFT CARD OR PRODUCT OR SERVICE YOU ARE PURCHASING OR USING IS IN NO WAY AFFILIATED WITH Paperclips Plus , THE ISSUER OR THE DISTRIBUTOR; NO GIFT CARD IS VALID FOR ANY Paperclips Plus , ISSUER OR DISTRIBUTOR PRODUCT OR SERVICE; AND NONE OF Paperclips Plus , THE ISSUER AND THE DISTRIBUTOR SHALL HAVE ANY RESPONSIBILITY WITH RESPECT TO ANY GIFT CARD OR ANY PRODUCT OR SERVICE PURCHASED WITH ANY GIFT CARD OR OTHERWISE OBTAINED THROUGH Paperclips Plus , OTHER THAN AS EXPRESSLY PROVIDED IN THESE Paperclips Plus  TERMS AND CONDITIONS OR AS PROVIDED BY APPLICABLE LAW.
NONE OF Paperclips Plus , THE ISSUER AND THE DISTRIBUTOR IS RESPONSIBLE FOR ANY DAMAGE, THEFT, LOSS OR IMPAIRMENT OF USE OR VALUE OF YOUR Paperclips Plus -COMPATIBLE DEVICE OR ANY GIFT CARD THAT OCCURS IN CONNECTION WITH YOUR USE OF Paperclips Plus  OR ACCEPTANCE OR USE ANY GIFT CARD. IN NO EVENT WILL Paperclips Plus ’S, THE ISSUER’S OR THE DISTRIBUTOR’S LIABILITY TO YOU EXCEED THE AMOUNT PAID BY YOU FOR ANY GIFT CARD OR OTHER PRODUCT OR SERVICE OBTAINED BY YOU THROUGH OR VIA Paperclips Plus .  NONE OF Paperclips Plus , THE ISSUER AND THE DISTRIBUTOR WILL BE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES ARISING OUT OF OR RELATING IN ANY WAY TO Paperclips Plus  OR ANY THIRD-PARTY SITE ACCESSED THROUGH Paperclips Plus .
You agree to defend, indemnify and hold harmless Paperclips Plus , the Issuer, the Distributor and each of our and their respective subsidiaries, affiliates, successors and assigns, and our and their respective shareholders, directors, officers, employees and agents, from and against any and all claims, damages, costs and expenses, including attorneys’ fees, arising from or relating to your use of Paperclips Plus  or acceptance or use of any Gift Card, except to the extent of any failure to perform any express obligations to you hereunder.

Miscellaneous
Paperclips Plus  may change the Paperclips Plus  Program, including, but not limited to, rules, regulations, travel awards and special offers or terminate the Paperclips Plus  Program at any time and without notice. Paperclips Plus  is not responsible for any products or services of other participating companies and partners. Bonus award rewards, award rewards and any other rewards earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the Paperclips Plus  Program. All calculations made in connection with the Paperclips Plus  Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by Paperclips Plus  and Paperclips Plus  in their discretion and such calculations will be considered final. Paperclips Plus  and Paperclips Plus  are registered service marks.

Anti Assignment
You may not assign or transfer this Agreement or your rights hereunder, in whole or in part, by operation of law or otherwise, without our prior written consent. We may assign this Agreement or any of our rights or obligations under this Agreement at any time without notice.

Paperclips Plus  Promotions
General Promotions Terms and Conditions
Unless otherwise noted, all Paperclips Plus  promotions are limited to one per user, per household during the promotional period while supplies last. In order to qualify for a promotion, users must have an active, verified Paperclips Plus  Account. Free gifts do not qualify to be transferred to another Paperclips Plus  user. Subject to promotion details, free and discounted gifts may not qualify to be transferred to other users or exchanged for another retailer.
Paperclips Plus  maintains a zero-tolerance policy for users who abuse promotions through falsified or misrepresented PII or other means. All instances of abuse will result in a complete revocation of promotional gifts and permanent ban from the Paperclips Plus  app. Paperclips Plus  reserves the right to deny promo code redemptions and enforce permanent platform bans at its discretion. Such reasons include but are not limited to:
The creation of fraudulent or duplicate user profiles on the Paperclips Plus  app
Suspected promo code abuse or any attempt to “game the system”
Identity mismatch from Payment Methods, public records, etc
The unauthorized distribution of promo codes to new or existing users
Promotion redemption may be contingent upon additional actions in or outside of the Paperclips Plus  app such as completion of the user’s Paperclips Plus  profile, social media participation, etc. It is the user’s responsibility to read all terms and conditions outlined in this document and the applicable marketing campaign. If the user doesn’t understand the terms and conditions, it is their responsibility to contact humans@Paperclips Plus .app to seek clarification before the promotional period has ended.

Gift Promotions
Boosts, vouchers or free gifts are subject to the retailer and amount advertised in the applicable marketing campaign shared via Paperclips Plus ’s website, social media page(s), email or SMS message(s). Free gifts sent via the “Invite Friends” link or referral program are subject to these same terms and conditions.

Discounted Gift Promotions
Unless otherwise noted, discounted gift promotions are available to new and existing users.  Discounted gifts are subject to the qualifying gift retailer and/or gift amount advertised in the applicable marketing campaign shared via Paperclips Plus ’s website, social media page(s), email or SMS message(s).  Regardless of the discount type or amount, all discounted gift promotions require a valid Payment Method.

General; Arbitration
This Agreement and any Additional Terms shall be governed by, construed and enforced in accordance with the laws of the State of New York, as it is applied to agreements entered into and to be performed entirely within such state, without regard to conflict of law principles. You agree that any all disputes, claims and causes of action relating to these Terms, the Additional Terms, the Services, and/or the Privacy Policy, shall be resolved individually, without resort to any form of class action, exclusively by confidential arbitration in New York, New York, before a single arbitrator pursuant to the then-current arbitration rules of the American Arbitration Association. Any award rendered shall be final and conclusive upon the parties and a judgment thereon may be entered in the highest court of any forum, state or federal, having jurisdiction, provided, however, that the party that commences an action to enforce, vacate or otherwise modify an arbitration award shall not include any confidential information in such filing unless required to do so by applicable court rules and, if so required, shall take all reasonable actions to prevent the disclosure of such confidential information, including but not limited to moving for permission to make its initial filing under seal or filing a redacted version of its filing that omits such information. The parties to the arbitration will share equally the administrative costs of such arbitration proceedings. You agree to commence any arbitration proceeding with respect to these Terms within one year after the claim arises. You agree that a proceeding commenced after this date is barred.
If any provision of these Terms, or the application thereof to any person, entity or circumstances, is held invalid or unenforceable, then such provision shall be deemed superseded by a valid, enforceable provision that matches, as closely as possible, the original provision, and the other provisions of these Terms shall remain unaffected and in full force and effect. The failure of either party to insist upon strict performance of any provision of, or to exercise any right available under, these Terms shall not be construed as a waiver of any provision or right. Unless expressly provided otherwise, these Terms is the entire agreement between you and Paperclips Plus  with respect to the use of the Services and shall not be modified except in writing, signed by an authorized representative of Paperclips Plus . All representations, warranties and indemnification obligations made or undertaken by you will survive any cancellation or termination of your account.
If you have any questions concerning these Terms or the Services, please contact humans@Paperclips Plus .app.

COPYRIGHT & TRADEMARK NOTICE
Use of Intellectual Property
The Services, and all of its contents, including but not limited to text, photographs, graphics, video and audio material, software, Paperclips Plus  logos, titles, characters, names, and button icons (collectively “Intellectual Property”), are protected by copyright, trademark and other laws of the United States, as well as international conventions and the laws of other countries. The Intellectual Property is owned or controlled by Paperclips Plus  or by other parties that have provided rights thereto to Paperclips Plus .
You may not, and agree that you will not, reproduce, download, license, publish, enter into a database, display, modify, create derivative works from, transmit, post, distribute or perform publicly by any means, method, or process now known or later developed, decompile, reverse engineer, disassemble, use on another computer-related environment, transfer or sell any Intellectual Property, information, software or products obtained from or through the Services, in whole or in part, without the express written permission of Paperclips Plus .
Any trademarks, service marks, product names and company names or logos appearing in any part of the Services that are owned by Paperclips Plus , its affiliates, licensors, or suppliers may not be used without express permission from the respective owner.
Unless otherwise expressly permitted, websites may not hyperlink to any page beyond the homepage of the site, or frame the site, or any web page or material contained within the Services, nor may any entity include a hyperlink to any aspect of the Services in an email for commercial purposes, without the express written permission of Paperclips Plus .

Copyright Infringement
Paperclips Plus  respects the intellectual property rights of third parties, and complies with the terms of the Digital Millennium Copyright Act (DMCA) regarding such rights. By submitting any User Materials through the Services you are granting permission to have such User Materials posted on the site or via any other of the media channels used for the Services, and are representing that you are the rightful owner of the submitted material, and that no one else may claim rights to this material. Paperclips Plus  reserves the right to remove access to infringing material. Such actions do not affect any other rights Paperclips Plus  may have under law or contract. You can find our procedures for providing notice of alleged copyright infringement below.

Procedure for Making Claim of Copyright Infringement
If you believe that your work has been copied in a way that constitutes copyright infringement, you should send written notification thereof, in accordance with the provisions of the Digital Millennium Copyright Act (the “Notification”), to our Designated Agent, who can be reached as follows:
By Mail: Paperclips Plus   LLC, 234 Fifth Ave 2nd Floor, New York, NY 10001
By Email: humans@Paperclips Plus .app
Pursuant to 17 U.S.C. § 512©, to be effective, the Notification must include the following:
A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.
Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Paperclips Plus  to locate the material.
Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Paperclips Plus  to locate the material.
A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
This process only relates to reporting a claim of copyright infringement. Messages related to other matters will not receive a response through this process.

Changes to this Agreement
Paperclips Plus  reserves the right, in its sole discretion, to change this Agreement and/or the Additional Terms at any time. Paperclips Plus  will endeavor to provide notice of any material change to this Agreement on the site or through any mobile app but whether or not it provides such notice, your continued use of this the Services constitutes your agreement to be bound by any changes to the Agreement. Please review this Agreement and/or the Additional Terms periodically for changes.

Contact Information
If you have any questions regarding Paperclips Plus , the Services, or this Agreement please email us at info@paperclipsplus.com
This Agreement is effective December 1, 2022